Unrestricted Height Insurance: When You Need It
Unrestricted Height Insurance: When You Need It Work at extreme elevation creates liability exposures that standard commercial policies rarely accept without modification. Most business liability packages impose rigid height warranties. These caps restrict cover to work below ten or fifteen metres. Specialist contractors working above those limits need unrestricted height insurance to protect the balance […]
Hot Works Insurance: Heat Risks and Policy Rules
Hot Works Insurance: Heat Risks and Policy Rules Applying direct heat on a construction site creates one of the sector’s most severe property damage exposures. Hot works insurance protects contractors against that risk, but only where strict conditions are met. Insurers scrutinise open flames, grinding sparks and thermal cutting closely. A single smouldering ember can […]
Working at Height Insurance: Risks and Cover
Working at Height Insurance: Risks and Cover Operating above ground level creates substantial liability for UK contractors. Robust working at height insurance is therefore an operational necessity, not an optional extra. Standard commercial combined and liability policies rarely cover elevated activity without restriction. Insurers scrutinise fall hazards, falling object exposures and structural integrity before granting […]