Robust liability cover for complex trades where standard insurance often falls short.
At Capital Corporate Risks, we understand the inherent dangers involved in high-hazard trades. Standard insurance policies often fail to cover the complexities of working in dangerous environments, which is why we offer specialist protection tailored specifically for your field. Whether you are a groundworker, a specialist in demolition, or working at extreme heights, we provide the robust cover needed to protect your business, your employees, and the public.
As a Dartford-based specialist broker, we act as a dedicated partner for businesses operating in high-hazard, complex industries where off-the-shelf insurance solutions are insufficient.
We provide bespoke policy cover that addresses the specific risks of the UK’s toughest industries. Generic commercial policies routinely exclude the exact hazardous activities that define your day-to-day operations. Our high-risk liability packages are engineered specifically for:
Cover for both non-licensed and specialist licensed removal work.
Comprehensive protection for site clearance, strip-out work and structural removal.
Robust coverage for operations involving intense heat, hot works and combustible materials.
Tailored cover for work in tanks, vessels, shafts and other confined site environments.
Liability protection for handling, storing and transporting hazardous substances on site.
Our high-risk insurance packages are built around Combined Liability protection, ensuring that your legal obligations are met with substantial indemnity limits. We structure your cover around the exact demands of your main contractors and statutory obligations, offering both blanket and single-project options.
Many insurers impose strict caps on the environments in which you can operate. Capital Corporate Risks breaks those barriers by offering coverage for activities in high-risk environments where standard off-the-shelf policies typically exclude work.
Proper risk placement requires a broker who understands the regulatory framework governing your trade. We ensure your liability cover respects and aligns with your statutory duties under the Health and Safety Executive (HSE). Our technical underwriting addresses your obligations under:
Our high-risk client journey is designed to move from risk discovery to properly structured cover, then into active support when your business needs help.
A detailed review of your operation — premises, contracts, workforce, plant, vehicles and exposures.
We approach specialist insurers who understand your trade, not general panels with generic wordings.
Your cover is placed with the right insurer at the right terms — no shortcuts and no gaps.
Questions during the policy year are handled directly by your account manager, not a call centre.
When you need to claim, your dedicated Claims Manager manages the process from notification to settlement.
“They knew the difference between soft-strip and full structural demolition, and arranged asbestos and adjoining-property cover that reflected the jobs we actually take on. A broker that speaks our language.”
High risk liability forms the foundation of protection across multiple complex trades. Explore our dedicated insurance frameworks for related sectors:
Specialist protection for structural removal, site clearance and high-hazard demolition exposures.
Cover for excavation, piling, underpinning and reinforced concrete frame contractors.
Practical commercial cover for contractors, subcontractors and multi-trade businesses.
High-level liability and equipment protection for scaffold design, erection and dismantling.
Targeted height and heat-use cover for flat, pitched, industrial and commercial roofing.
With our specialist knowledge, we ensure your policy is accurately rated, reducing the risk of invalid cover during a claim. Should you need to make a claim, your Claims Manager will provide one-to-one support for a fair and efficient resolution.
We manage your claims directly and conduct quarterly review processes, ensuring that as your business evolves, your coverage adapts alongside it.
It is a specialist form of Combined Liability protection designed for dangerous occupations — such as demolition, asbestos removal and civil engineering — where standard policies often fall short.
No, we provide cover with unrestricted height and depth limits, which is essential for contractors working on complex structural or excavation projects.
Yes, we provide specialist protection for asbestos removal, including both licensed and non-licensed activities.
We offer Employers’ Liability limits up to £20,000,000 and Public & Products Liability starting from £5,000,000 up to £20,000,000.
We value proactive risk management and can include Low Claims Rebates for businesses with strong safety histories.
Do not leave your high-risk operations to chance. Contact our Dartford office to speak with a specialist account manager about your high risk liability insurance needs. Fill out our quote form or call us directly.
Call Us: 01322 933 888
Email: enquiries@ccrisks.co.uk
